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Does mobile access to the internet increase household financial literacy?

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成果类型:
期刊论文
作者:
Zhang, Qian;Guo, Lian;Chen, Diqiang;Lei, Shini
通讯作者:
Guo, L
作者机构:
[Lei, Shini; Zhang, Qian] Cent South Univ, Sch Business, Changsha, Peoples R China.
[Guo, Lian; Guo, L] Changsha Univ Sci & Technol, Sch Econ & Management, Changsha, Peoples R China.
[Chen, Diqiang] Gannan Normal Univ, Sch Econ & Management, Ganzhou, Peoples R China.
通讯机构:
[Guo, L ] C
Changsha Univ Sci & Technol, Sch Econ & Management, Changsha, Peoples R China.
语种:
英文
关键词:
Mobile internet;Financial literacy;Financial inclusion
期刊:
International Review of Financial Analysis
ISSN:
1057-5219
年:
2025
卷:
98
页码:
103894
基金类别:
National Natural Science Foundation of China [72471248]; Ministry of Education of China Hu-manities and Social Sciences Youth Project [24YJCZH071]
机构署名:
本校为通讯机构
院系归属:
经济与管理学院
摘要:
Using the 2013 and 2015 waves of the China Household Finance Survey (CHFS), this study explores mobile internet use and examines its impacts on households' financial literacy. Our findings provide robust evidence that mobile internet use increases households' financial literacy. Moreover, the mechanism test shows that mobile internet use improves financial literacy mainly through: enhancing information flow about finance and engaging in economic activities. Interestingly, we explore the effects of mobile internet use on financial literacy among different people, and we find that the positive i...

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