期刊论文

中文

改革与战略

1002-736X

2011

27

11

164-167

10.16331/j.cnki.issn1002-736x.2011.11.045

本文为湖南省2008年哲学社会科学成果评审委员会立项课题“基于产业组织视角的湖南担保业发展的瓶颈问题突破研究”（课题编号：0803019A）的阶段性研究成果.

本校为第一机构

大量担保机构的出现，为我国中小企业的融资做出了巨大的贡献。与此同时，担保机构经营信用的行为，因自身力量的弱小而出现自身信用危机的情况。大量小型担保机构通过组织调整行为，通过集团化扩大资本量。集团化的过程中存在股东与经营者委托代理和业务运作效率的瓶颈问题。文章通过实例和理论分析来突破这些瓶颈问题。

The emergence of a large number of guarantee agencies for the financing of SMEs in China has made tremendous contributions. However, due to its weak power, the credit operation behavior of the credit guarantee institutions leads to credit crisis situation. Therefore, a large number of small credit agencies take the method of organization and grouping to achieve the expansion of capital. There are bottlenecks in the process of the group shareholders and managers and operational efficiency. The article ...