Characterized by operating regionally, “credit only, non deposit”, loans in small, scattered and short-term, micro-loan companies have became a major force of financial services in rural areas of China increasingly. Due to differences in the lending object and the basis of loan decision, credit risk evaluation of micro-loan and large amounts business loans are completely different, the current methods of credit risk evaluation can't be applicable to micro-loan companies absolutely. Bases on a review of credit risk evaluation methods of micro-...
